Privacy Policy

Loan Finance at AndoraGlobal Pvt. Ltd.

At AndoraGlobal Pvt. Ltd., we take your privacy seriously. This Privacy Policy outlines how we collect, use, store, and protect your personal information when you apply for and use our loan finance services. By using our website or applying for a loan, you agree to the practices described in this policy. If you do not agree with this policy, please do not proceed with using our services.

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1. Information We Collect

We collect both personal and non-personal information to process your loan application and improve our services. The types of information we collect include:

Personal Information

Identity Information:

Full name, date of birth, gender, nationality, and government-issued ID details.

Contact Information:

Email address, phone number, residential address, and mailing address.

Financial Information:

Employment details, income sources, bank account details, credit history, and other financial data relevant to the loan application.

Business Information (for business loans):

Business name, registration details, revenue, tax filings, and other documents related to business operations.

Non-Personal Information

Usage Data:

Information about how you interact with our website, including IP address, browser type, operating system, and other technical data. This will help us improve the functionality and performance of our website.

Cookies and Tracking Technologies:

We use cookies and similar tracking technologies to enhance your browsing experience, analyze usage patterns, and personalize content.

2. How We Use Your Information

We use the information we collect for the following purposes:

Loan Processing and Approval:

To evaluate your eligibility for a loan, process your application, verify your financial information, and disburse loan funds.

Communication:

To contact you about your loan application, provide updates on the status of your loan, and respond to your queries or customer support requests.

Customer Support:

To provide assistance and resolve any issues you may face during the loan application or repayment process.

Compliance and Legal Requirements:

To comply with applicable laws and regulations, such as anti-money laundering (AML) and Know Your Customer (KYC) requirements.

Marketing and Promotions:

To send you promotional materials, offers, or updates about our products and services (you may opt out of these communications at any time).

3. How We Protect Your Information

We implement industry-standard security measures to protect your personal and financial information from unauthorized access, disclosure, alteration, and destruction. These measures include:

Encryption:

We use encryption technology to secure sensitive data, such as financial information and documents, during transmission and storage.

Access Control:

Only authorized personnel with a legitimate need to access your information are granted access.

Secure Servers:

We host our website and systems on secure servers with up-to-date security protocols to prevent breaches.

While we take these security measures, please note that no data transmission over the internet can be guaranteed 100% secure. Therefore, we cannot guarantee the absolute security of your information.

4. Sharing Your Information

We do not sell, rent, or trade your personal information to third parties. However, we may share your information in the following situations:

Service Providers:

We may share your information with trusted third-party service providers who assist us in operating our business, such as credit bureaus, payment processors, and customer support services. These providers are obligated to protect your information and use it only for the purposes of fulfilling their services.

Legal Compliance:

We may disclose your personal information if required by law or in response to valid legal requests, such as subpoenas, court orders, or government investigations.

Business Transfers:

In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the transaction. We will notify you of such changes and ensure your privacy rights are upheld.

5. Cookies and Tracking Technologies

We use cookies to enhance your experience while using our website. Cookies are small text files that are placed on your device to collect standard internet log information and visitor behavior information. This helps us analyze website usage and improve our services.

You can manage your cookie preferences through your browser settings. However, disabling cookies may affect the functionality of our website.

6. Your Privacy Rights

As a customer of AndoraGlobal Pvt. Ltd., you have the following rights regarding your personal data:

Access:

You can request access to the personal data we hold about you at any time.

Correction:

You may request that we correct or update any inaccurate or incomplete information.

Deletion:

You can request the deletion of your personal data, subject to applicable legal retention requirements.

Opt-out:

You can opt out of receiving marketing communications from us at any time by clicking the "unsubscribe" link in our emails or contacting us directly.

Data Portability:

You may request a copy of your personal data in a structured, commonly used format for transfer to another service provider.

If you would like to exercise any of these rights or have any concerns about the use of your personal data, please contact us using the contact details provided below.

7. Third-Party Links

Our website may contain links to third-party websites that are not operated by AndoraGlobal Pvt. Ltd.. We are not responsible for the privacy practices or content of these external websites. We encourage you to read their privacy policies before submitting any personal information.

8. Children's Privacy

AndoraGlobal Pvt. Ltd. does not knowingly collect personal information from children under the age of 18. If we learn that we have inadvertently collected such information, we will take steps to delete it as soon as possible. If you are under 18, please do not submit any personal information through our website.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. Any changes will be posted on this page with an updated Effective Date. Please review this policy periodically to stay informed about how we are protecting your personal information.

10. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or how your data is being handled, please contact us:

Phone:

Email:loans@andoraglobal.com

Visit Us: :

AndoraGlobal Pvt. Ltd. is committed to protecting your privacy and ensuring that your personal information is handled securely. Thank you for trusting us with your loan finance needs.