Terms and Condition

Terms and Conditions

Loan Finance at AndoraGlobal Pvt. Ltd.

These Terms and Conditions (“Agreement”) govern your application for and use of the loan finance services provided by AndoraGlobal Pvt. Ltd. (“we,” “us,” “our”) through our website and other communication channels. By applying for a loan or using our services, you agree to comply with and be bound by these Terms and Conditions. If you do not agree to these terms, please do not proceed with the loan application process.

5+

year of experience

1. Eligibility Criteria

To apply for a loan with AndoraGlobal Pvt. Ltd., you must meet the following eligibility criteria:

You are at least 18 years of age at the time of application.
You are a legal resident or a citizen of the country in which the loan is being applied for.
You have a valid source of income or proof of financial stability (for business loans, proof of business revenue).
You have a valid bank account to receive the loan funds.

We reserve the right to assess and verify the information provided during the loan application process and decline any application that does not meet our criteria.

2. Loan Application Process

By applying for a loan with AndoraGlobal Pvt. Ltd., you agree to provide accurate, complete, and truthful information. The application may require you to submit supporting documents such as:

Proof of identity (e.g., government-issued ID)
Proof of income (e.g., salary slip, bank statements)
Financial documents (for business loans)
Property or collateral documents (if applicable)

You are responsible for ensuring that all submitted information is accurate and up-to-date. AndoraGlobal Pvt. Ltd. reserves the right to verify any information provided and may request additional documentation as necessary.

3. Loan Terms and Approval

Upon successful submission of your loan application, our team will review your details. Loan approval will depend on factors such as your creditworthiness, financial situation, and the specific loan type.

Loan Amount:

The loan amount offered will be based on the information provided in your application and the loan type you selected.

Interest Rate:

The interest rate will be determined based on your credit score, loan term, and other factors.

Repayment Schedule:

You will be provided with a loan repayment schedule outlining the frequency and amount of payments, as well as the loan term.

Approval Time:

Loan approval typically takes 24-48 hours, but this may vary depending on the complexity of your application and the verification process.

By agreeing to these terms, you acknowledge that the final loan amount, interest rate, and repayment schedule will be subject to approval by AndoraGlobal Pvt. Ltd..

4. Loan Disbursement

Once your loan is approved, we will disburse the funds directly into your designated bank account. The funds will typically be transferred within 24-48 hours of signing the loan agreement. In the case of business loans or specific loan products, the disbursement process may vary.

By accepting the loan offer, you agree that all funds will be deposited into the bank account provided in your application.

5. Repayment Terms

You agree to repay the loan in accordance with the repayment schedule outlined in the loan agreement. Loan repayments are due on the specified dates, and you are responsible for making timely payments to avoid late fees, penalties, or damage to your credit rating.

Early Repayment:

You can repay the loan early without incurring any prepayment penalties.

Late Repayment:

If you fail to make a payment on time, you may incur late fees, and the loan balance may increase due to accrued interest. Additionally, non-payment may negatively impact your credit score.

Account Handling Fees:

In the case of missed payments, additional charges or fees may apply.

If you face difficulty in making a repayment, we encourage you to contact us immediately to discuss possible solutions or a repayment plan extension.

6. Security and Collateral

Depending on the type of loan, we may require you to provide security or collateral. If collateral is required, it will be clearly specified in the loan agreement. In the event of non-repayment, the collateral may be used to recover the outstanding loan balance.
For unsecured loans, no collateral is required. However, your creditworthiness will be a key factor in loan approval.

7. Privacy and Data Protection

AndoraGlobal Pvt. Ltd. is committed to protecting your privacy and personal data. We will collect, store, and process your personal information only as necessary for the purpose of evaluating and approving your loan application.

Data Usage:

Your personal information will be used solely for loan processing, approval, and compliance with regulatory requirements.

Confidentiality:

All personal data provided by you will be kept confidential and will not be shared with third parties without your consent, except as required by law.

For more information, please refer to our Privacy Policy.

8. Changes to Terms and Conditions

We reserve the right to amend or update these Terms and Conditions at any time. Any changes will be posted on this page with the updated Effective Date. By continuing to use our loan services after any such changes, you agree to abide by the updated terms.

9. Dispute Resolution

In the event of a dispute related to these Terms and Conditions or any loan agreement, we encourage you to contact our customer service team to resolve the issue. We are committed to addressing your concerns and working toward a fair resolution.

If we are unable to resolve the dispute, it may be submitted to arbitration or litigation in accordance with applicable laws.

10. Limitation of Liability

AndoraGlobal Pvt. Ltd. shall not be held liable for any indirect, incidental, or consequential damages arising from the loan application or the use of our loan services, except as required by law. Our total liability will be limited to the loan amount provided.

11. Contact Us

If you have any questions about these Terms and Conditions or need assistance, please contact us:

Phone:

Email:loans@andoraglobal.com

Visit Us: :

By applying for a loan through AndoraGlobal Pvt. Ltd., you acknowledge that you have read, understood, and agreed to these Terms and Conditions.